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How Life Insurance Can Secure Your Mortgage: A Complete Guide

Reading time: 4 minutes

A complete guide to using a life insurance policy as mortgage security: By assigning the policy to the bank, the insurance payout covers the remaining mortgage if you pass away, protecting both the lender and your loved ones. This can improve loan approval odds and secure better terms, but consider the impact on beneficiaries and policy costs. Regularly review your coverage to ensure it remains adequate.